Apartment insurance policies in many cases exclude coverage for properties that have aluminum wiring. This type of wiring is typically seen in units built from 1965 -1973 and became popular in construction during this time period due to the increasing cost of copper. Attached is an article from The Hartford explaining the use, concerns and techniques used to minimize problems and potential claims from aluminum wiring.
We highly recommend property owners check their properties and their policies to make sure they don't unknowingly put themselves in a bad situation by being unaware of aluminum wiring or not being aware their policy excludes coverage for aluminum wiring. If you have questions let us know.