Convenience Store Insurance Program

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Professional Insurors offers the most comprehensive Insurance & Risk Management programs in the Industry.  Whether you just work in Oklahoma or travel to other states to perform your services we have the ability to protect your company.  Our Convenience Store Program features a dedicated claims and risk management team so you can be confident that your claims are being supervised by an in-house claims coordinator and your risk management needs are met by our experienced knowledgable staff.  We can insure the Convenience Store  selling broad types of products including fuel, lubricants, food, and other products.  Not all coverages are available to all clients and are subject to underwriter approval.

General Liability Insurance

General Liability consists of coverages which protect an insured against third party claims for property damages or bodily injury.

Highlights

  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Broad Definitions of who is Insured
  • Broad Definition of Territory

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items.

Types of Property Insurance and Features:

  • Use of Marshall Swift to determine correct values
  • Building Ordinance and Increased cost of Construction
  • Boiler and/or Machinery Insurance
  • Equipment Breakdown Insurance
  • Loss of Rents Coverage
  • Extra Expense
  • Blanket Limits for Large Risks

Workers Compensation

Workers Compensation covers injuries to your Employees while in the course of Employment.

Highlights

  • Multi-State coverage
  • Hazardous industries coverage available
  • Blanket Waiver of Subrogation
  • Meets all state guidelines

Commercial Automobile (Fleet)

Commercial Auto Liability and physical damage protects your vehicles from physical damage and protects you from claims from third parties caused by bodily injury or property damage.

Highlights

  • Blanket Additional Insured
  • Named Coverage for Owners of Company
  • Broad Coverage Territory
  • Hired/Non-Owned Automobile
  • Auto Pollution Available for Fuel Trucks

  • Automatic coverage for Large Fleets (no reporting required)

Commercial Umbrella/Excess Liability

Commercial Umbrella/Excess Liability is a coverage that extends the limits of  your underlying covered policies like General Liability, Workers Compensation, and Commercial Automobile to a higher limit than is available with the underlying policy limits. 

Highlights

  • High Limits Available (min $1,000,000 up to $100,000,000)
  • Following Form or Full Umbrella based on risk and size
  • Blanket Additional Insured

Equipment Coverage

Contractors Equipment Coverage, often called "inland marine" covers your equipment physical damage including collision, theft, and many other perils.   The liability for this equipment is usually covered under your General Liability policy. This can include mobile equipment or forklifts.

Highlights

  • Coverage area is very broad
  • Multiple deductible options
  • Replacement Cost for Newer Equipment

On-Site Pollution Coverage

The standard Property Insurance that you purchase has an exclusion for pollution incidents.  This specialized endorsement provides the necessary protection to cover the cost of clean up in the event of a pollution loss. 

License & Permit Bonding

  • License and Permit Bonds available nationwide

Other Coverages

  • Employement Practices Liability
  • Crime including employee dishonesty
  • Equipment Breakdown
  • Health & Benefits
  • Flood
  • Directors & Officers Liability
  • Errors & Omissions

Contact:

Chris Moxley