Non-Profit Management Liability

Non Profit Directors & Officers Liability Insurance

Our coverage goes Beyond Directors & Officers Liability and includes the following:

  • Directors , Officers & Organizational Liability
  • Employment Practices Liability
  • Fiduciary Liability

Core Coverage Highlights & Program Specifics

  • Primary Limits available up to $5,000,000 (excess limits available)
  • Claims Made
  • Broad Definition of Insured - includes past, present, or future directors, officers, trustees, members of commissions, committees, general counsel, employees, and lawful spouses.  Employee includes: Full Time, Part Time, Volunteers, Seasonal, Leased, Temporary Workers and Independent Contractors
  • Retentions as low as $0 for individuals and $500 for organization
  • Defense Costs outside the indemnity limit of Liability
  • Duty to Defend
  • Full Prior Acts Coverage
  • Punitive damages, where insurable
  • Extended Reporting Periods options of 12, 24, & 36 months
  • 36-month automatic Extended Reporting Period for former directors and officers for wrongful employment acts
  • Outside Directorship Liability for nonprofits
  • Third Party Liability
  • Separate Limits of Liability for each coverage

Optional Coverage Enhancements

  • Priority of Payments
  • Wage & Hour (FLSA) costs of defense sub-limit
  • Anti-Trust, Broadcasting & Publishing and Intellectual Property sub-limit
  • Illegal Alien Investigative Proceeding sub-limit
  • Excess benefit transaction coverage
  • Domestic Partner Coverage
  • Waiver of Deductible if no liability
  • Donation Assurance
  • Kidnap Expense
  • Identity Theft Expense
  • Business Travel Accidental Death Benefit
  • Crisis Management Expense
  • Emergency Real Estate Consulting Fee
  • Key Executive Replacment Expense
  • Privacy Violation Coverage
  • Temporary Meeting Space
  • Terrorism Travel Expense
  • Workplace Violence Counseling